QUALIFICATIONS OF DONALD L. RALPH, CRS
STATE CERTIFIED RESIDENTIAL APPRAISER #00001177 (TN)
Bachelor of Business Administration from Memphis State University - Major in Real Estate. Courses included Real Estate Principles, Real Estate Appraisal, Real Estate Law, Real Estate Finance, and Real Estate Investment Analysis.
Graduate of the Realtor Institute with the designation GRI. Completed courses on Agency, Investment Analysis, and Financing of Residential and Commercial Real Estate.
Designated a Certified Real Estate Specialist (CRS) by the Residential Sales Council. Courses included Listing, Selling, and Career Development for Real Estate Brokers. Satisfied documented experience requirements.
Certified Real Estate Appraiser. Courses included Standards of Professional Appraisal Practice, State Appraisal Licensing and Certification Seminar, Applied Sales Comparison, Small Residential Income Properties, Completing the New URAR. Satisfied documented experience requirements for state appraisal licensure and certification.
U S Department of Housing and Urban Development. Exam passed 01/21/2000, FHA approved.
Continuing Education includes: Annual National USPAP Updates, Appraising FHA Insured Properties, FHA 203 - Underwriting and Appraisal Requirements, Fair Housing for Appraisers, Ethics in Everyday Practice, The High-Tech Appraisal Office, Principles of Property Inspection, Automated Valuation Models, Uniform Standards of Professional Practice - Part C, Real Estate Fraud, Manufactured Housing Appraisals, Appraising the Oddball – Nonconforming & Difficult Properties, Residential Construction, The Appraisal of Foreclosure Properties, Professional’s Guide to the URAR, Review Appraisal Update, WinTOTAL Hands on Training, FHA the URAR & the 1025, Easements Profits and Licenses in Land, Scope of Work: Expanding Your Range of Services, REO Appraisal: Appraisal of Residential Property for Foreclosure and Pre-foreclosure, Valuing Real Estate in a Changing Market, HUD Appraiser Training, Spotlight: The New Residential Market Condition Form, Appraisal Institute Online Business Practices and Ethics, Fannie Mae Today, Appraisal Institute Appraisal Curriculum Overview (1-Day Residential), Hot Topics in Residential Appraisal, Understanding the Message, Institutional Fraud, Loss Prevention (Appraisal Institute & Liability Insurance Administrators), The Uniform Appraisal Dataset from Fannie Mae and Freddie Mac, Appraising in a Depressed Market, the Changing World of FHA Appraising, Residential Sales Comparison-The Adjustment Process. Experience & Employment History
Licensed Real Estate Agent in the State of Tennessee – 1983 to present
Certified Residential Real Estate Appraiser in the State of Tennessee – 1994 to present
Ralph Real Estate Appraisal – November 2002 to November 3, 2016, Appraiser/Sole Proprietor
Ralph Real Estate Appraisal, Inc. – November 4, 2016 to present, Appraiser/Corporate President
317 Green Trail Cv, Cordova, TN 38018
901-755-8993 Phone, 901-624-0324 Fax
Mid-South Appraisal Service of Memphis, Inc. – 1994 to November 2002, Appraiser
2755 Summer Oaks Dr, Suite 101, Bartlett, TN 38134
901-682-0700 Phone, 901-681-0230 Fax
Appraisal Assignment Coverage Area
Shelby, Fayette and Tipton Counties in West TennesseeAssociations
Associate Member of the Appraisal Institute.
Member of the Memphis Area Association of Realtors.
Served as Chairman and Vice Chairman on various committees of the Memphis Area Association of Realtors.
Served on Board of Directors of the Memphis Area Association of Realtors.
Served as Director-Liaison for the Memphis Area Association of Realtors to Tennessee Association of Realtors.
Teaches Understanding Appraisals to Memphis area real estate brokerage offices.
Served as Sergeant at Arms on various committees of the Rotary Club Memphis South.
Served on Board of Directors of the Rotary Club Memphis South.
Taught memory training at Youth Leadership Conferences for Rotary Club - District 680.
Clients – Past & Present
Aapex Mortgage, Accent Mortgage, Access National Mortgage, AccuBank, All Credit Lending, Inc., Alliance Financial Resources LLC, Allied Home Mortgage Capital Corporation, Allstate Funding, Altegra Credit Company, Ameribanq Mortgage Group, America’s MoneyLine, American 1st Mortgage, American Appraisal Network, American Dreams Mortgage, American Financial Mortgage, American First Mortgage LLC, American Heritage Mortgage Company, American Home Financial Corp, American Home Loans, American Internet Mortgage, American Money Centers, American Mortgage Services, American Mutual Mortgage Company, American National Mortgage, American Nationwide Mortgage Company, American Reporting Company, American Value Solutions, Americhoice Mortgage Inc., Ameriquest Mortgage, Amerisave Mortgage Corporation, Apex Financial Group, Appraisal Advantage Network, AppraisalPort, Appraisal Nation, LLC, Appraisal Remedies, Inc., Argent Mortgage, Asset Mortgage of Tennessee, Inc., Atlantic-Pacific Mortgage, BancorpSouth Bank, Bank of America, Bank of Piperton, Bank Tennessee, Bartlett Mortgage, Bankplus Mortgage, Best Rate Funding Corporation, BLS Funding, Blackhorse Mortgage Corporation, Brighton Mortgage, Broad Street Valuations, California United Mortgage, Calusa Investments, Capital Mortgage, Capital Home Mortgage, CapWest Mortgage Corp, Casa American Mortgage, Century Financial Services, Challenge Mortgage, Chase Manhattan Mortgage Corporation, Christensen Financia Inc, Citicorp, Citimortgage Inc, Citi Residential Lending Inc., Clear Capital, Clearlight Mortgage, Coester Appraisal Group, Coldwell Banker Relocation, Collateral Risk Solutions, Colorado Federal Savings Bank, Commercial Bank & Trust, Commonwealth Mortgage Corp., Community America Credit Union, Community Mortgage, Cordova Home Mortgage, Cornerstone Mortgage & Funding, Inc., CorStar Financial Group, Countrywide Home Loans, Covenant Financial Mortgage, CMCO Mortgage LLC, Cranbrook Loans, Crossroads Mortgage, Crump Mortgage and Funding Corporation, Dana Capital Group, Inc., Dart Appraisal, Ditech, District Appraisals, Diversified Home Mortgages, Inc., Dwellworks, LLC, Eagle Mortgage & Funding, LLC, Eastern Residential Mortgage, Efast Funding LLC, Elite Home Lending, Enterprise National Bank, Enterra Mortgage, Equifax Settlement Services, LLC, Evolve Bank & Trust, Exclusive Metro Mortgage, Executive Relocation Corporation, Express Funding, Inc., Family First Mortgage Corp., FedEx Employees Credit Association, Fidelity Mortgage Group, Financial Asset Services Inc, Financial Federal Mortgage, First Alliance Bank, First American Bank, First Choice Funding, First Choice Mortgage Services, First Commercial Bank, First Federal Bank, First Financial Mortgage, First Horizon Home Loan Corporation, First Magnus Financial Corp, First Ohio Banc & Lending, First Omni Mortgage Lending, First Residential Mortgage Network, First South Bank, First State Bank, First Tennessee Bank, First Western Lending, Fitzpatrick Valuation Services, FlexPoint Funding Corporation, Foundation Financial Group, Full Spectrum Lending, Funding USA, GCM Mortgage, GMAC Mortgage, Germantown Home Mortgage, Global Appraisal Solutions, goodmortgage.com, GreenPoint Mortgage Company, Guild Mortgage Company, H&R Block Mortgage Corporation, Hansen Quality Loan Service, Heartland Home Finance, Hewitt Associates, Home Equity Relocation, Home 1st Lending LLC, Home Funds Direct, Home Loan Advisors, Homebound Mortgage, Homebridge Mortgage Bankers, Homeowners Direct Mortgage Corp, Homesmartz, HomeSource Financial, Hope Federal Credit Union, Horizon Financial, Iberiabank Mortgage Company, Ifreedom Direct Corporation, Independent Mortgage, JPMorgan Chase Bank NA, Integration 4.0 Inc, Integrity Mortgage & Investments, Keller Williams Realty, Key Financial Corporation, KMA Financial Residential Mortgage Store, LandAmerica Default Services, Leader Federal Savings & Loan, LenderVend, LLC, Lendresults, Liberty Mortgage Funding, Lira Financial, Loan Depot LLC, Loan Factory of America, Loanleaders of America, Inc., Magna Bank, Main Street Valuations, Maven Lending, Memphis Regional Mortgage, Memphis Teachers Credit Union, MetLife Home Loans, Metrociti Mortgage, Metropolitan Nationwide Mortgage, LLC, Mid-South Equity Mortgage, Midas Mortgage, MidFirst Bank, Morcap, Inc., Mortgage Research Center LLC, Morquest Mortgage, Mortgage Investors Group, Inc., Nashoba Bank, National Bank of Commerce, National Bank of Kansas City, National City Mortgage Company, National Fidelity Mortgage, National Real Estate Information Services, Nations Bank Mortgage, National Future Mortgage, Nations Lending Corporation, Nationwide Appraisal Management, Nationwide Lending Corporation, Navy Federal Credit Union, Network Funding Corp., New Century Mortgage Corporation, New Day Financial, LLC, New Equity Mortgage, Nola Lending Group, LLC, North American Savings Bank, Northeastern Appraisal Associates, Northpoint Capital, Inc., Nationstar Mortgage LLC, Novastar Home Mortgage, Ohio Financial Group, Online Financial, Orisyn Research, Palos Verdes Funding Group, Paragon National Bank, Patriot Bank, PCV/Murcor, Peoples Choice Home Loan, Peoples Home Equity, Perl Mortgage Inc, Pinnacle Bank, Platinum Mortgage Services, PNC Bank NA, Precision Financial, Inc., Premier Bank, Premier Mortgage & Funding, Inc., Prime Lending, Prime Mortgage Services, Primary Residential Services, Priority Appraisal USA, Prommis Solutions LLC, Prudential Relocation, Pulaski Mortgage, Quality Valuation Services, Quantrix Valuation, RBC Mortgage Company, Real Estate Financing, Realty Services, Regions Bank, Regions Mortgage, ReloAction, Relocation Properties Management LLC, Renasant Bank, Residential Credit Solutions Inc, Residential Finance America, Sage Credit Company, Sea Breeze Financial Services, Sebring Capital Corporation, Sentrix Financial Services, Shapiro & Kirsch, LLP, Shore Mortgage, Signet Mortgage, Silverton Mortgage Specialists, Inc., Solstice Capital Group, Inc., Source One Mortgage, South Trust Mortgage, Southern Financial Mortgage, Stonecreek Funding, StreetLinks National Appraisal Service, Summit Capital Lending, Sunshine Mortgage Corp., Sun Trust Bank, Southwest Funding LP, Superior Lending Corporation, Supreme Lending, Supreme Home Loans, Synergy Mortgage Corp, Telcoe Federal Credit Union, Tena Companies Inc, Tennessee Mortgage Connections, Texas Residential Mortgage, The Bank of Fayette County, The Hardin County Bank, The Prime Financial Group Inc, Transcontinental Lending Group, TraceCorp Settlement Service, Transland Financial Services, Truehome Solutions LLC, Trustmark National Bank, Unicorp, Union Federal Mortgage, Union Planters Bank, United American Bank, United Capital Mortgage, United Southern Bank, US Equity Mortgage, United Pacific Mortgage, USA Appraisals.biz, USAA FSB, Valuation Management Group, Valuation Partners, Value Rate, Virtual Bank, W-M Realty Services, Volunteer Mortgage Inc, Weichert Financial Services, Weiss Spicer Cash PLLC, Western Thrift & Loan, Wiedman Mortgage, Wilmington Finance, Wilson & Associates, Win Financial, Wings Financial Federal Credit Union, Wyndham Capital Mortgage, Your Best Rate Financial.
Appointment to Department of Veterans Affairs appraiser roster – September 2012