QUALIFICATIONS OF DONALD L. RALPH, CRS
STATE CERTIFIED RESIDENTIAL APPRAISER #00001177 (TN)
Education
Bachelor of Business Administration from Memphis State University - Major in Real Estate. Courses included Real Estate Principles, Real Estate Appraisal, Real Estate Law, Real Estate Finance, and Real Estate Investment Analysis.
Graduate of the Realtor Institute with the designation GRI. Completed courses on Agency, Investment Analysis, and Financing of Residential and Commercial Real Estate.
Designated a Certified Real Estate Specialist (CRS) by the Residential Sales Council. Courses included Listing, Selling, and Career Development for Real Estate Brokers. Satisfied documented experience requirements.
Certified Real Estate Appraiser. Courses included Standards of Professional Appraisal Practice, State Appraisal Licensing and Certification Seminar, Applied Sales Comparison, Small Residential Income Properties, Completing the New URAR. Satisfied documented experience requirements for state appraisal licensure and certification.
Continuing Education includes: Appraising FHA Insured Properties, FHA 203 - Underwriting and Appraisal Requirements, Fair Housing for Appraisers, Ethics in Everyday Practice, The High-Tech Appraisal Office, Principles of Property Inspection, Automated Valuation Models, Uniform Standards of Professional Practice - Part C, National USPAP Updates, Real Estate Fraud, Manufactured Housing Appraisals, Appraising the Oddball – Nonconforming & Difficult Properties, Residential Construction, The Appraisal of Foreclosure Properties, Professional's Guide to the URAR, Review Appraisal Update.
Experience
Tennessee Licensed Real Estate Broker - 1983 to present
Tennessee Certified Real Estate Appraiser - 1991 to present
Associations
Member of the Memphis Area Association of Realtors.
Served as Chairman and Vice Chairman on various committees of the Memphis Area Association of Realtors.
Served on Board of Directors of the Memphis Area Association of Realtors.
Served as Director-Liaison for the Memphis Area Association of Realtors to Tennessee Association of Realtors.
Teaches Understanding Appraisals to Memphis area real estate brokerage offices.
Served as Sergeant at Arms on various committees of the Rotary Club Memphis South.
Served on Board of Directors of the Rotary Club Memphis South.
Taught memory training at Youth Leadership Conferences for Rotary Club - District 680.
Clients
Accent Mortgage, AccuBank, Altegra Credit Company, Ameribanq Mortgage Group, American 1st Mortgage, American Financial Mortgage, American Heritage Mortgage Company, American Home Loans, American Money Centers, American Mutual Mortgage Company, American National Mortgage, American Natiionwide Mortgage Company, Americhoice Mortgage Inc., Ameriquest Mortgage, Asset Mortgage of Tennessee, Inc., Atlantic-Pacific Mortgage, BancorpSouth Mortgage, Bank of America, Bank of Piperton, Bank Tennessee, Bartlett Mortgage, BLS Funding, Brighton Mortgage, Capital Mortgage, Century Financial Services, Challenge Mortgage, Chase Manhattan Mortgage Corporation, Citicorp, Coldwell Banker Relocation, Commercial Bank & Trust, Commonwealth Mortgage Corp., Community America Credit Union, Community Mortgage, Cordova Home Mortgage, Cornerstone Mortgage & Funding, Inc., Countrywide Home Loans, Crossroads Mortgage, Crump Mortgage and Funding Corporation, Eagle Mortgage, Eastern Residential Mortgage, Efast Funding LLC, Enterprise National Bank, Enterra Mortgage, Executive Relocation Corporation, Express Funding, Inc., Family First Mortgage Corp., FedEx Employees Credit Association, Fidelity Mortgage Group, Financial Federal Mortgage, First Alliance Bank, First American Bank, First Choice Funding, First Choice Mortgage Services, First Commercial Bank, First Federal Bank, First Financial Mortgage, First Horizon Mortgage, First Magnus Financial Corp, First Ohio Banc & Lending, First Omni Mortgage Lending, First Residential Mortgage Network, First South Bank, First Tennessee Bank, 1st Trust Bank for Savings, First Western Lending, FlexPoint Funding Corporation, Foundation Financial Group, Full Spectrum Lending, Funding USA, GCM Mortgage, GMAC Mortgage, Germantown Home Mortgage, GreenPoint Mortgage Company, H&R Block Mortgage Corporation, Hansen Quality Loan Service, Home Equity Relocation, Home Funds Direct, Home Loan Advisors, Homebound Mortgage, Homebridge Mortgage Bankers, Homesmartz, HomeSource Financial, Horizon Financial, Independent Mortgage, Key Financial Corporation, LandAmerica Default Services, Leader Federal Savings & Loan, Lendresults, Liberty Mortgage Funding, Lira Financial, Loan Factory of America, Memphis Teachers Credit Union, Metrociti Mortgage, Mid-South Equity Mortgage, Morcap, Inc., Mortgage Investors Group, Inc., Mortgage Trust, Nashoba Bank, National Bank of Commerce, National City Mortgage Company, Nations Bank Mortgage, National Future Mortgage, Navy Federal Credit Union, Network Funding Corp., New Century Mortgage Corporation, New Equity Mortgage, Northpoint Capital, Inc., Novastar Home Mortgage, Ohio Financial Group, Online Financial, Orisyn Research, Patriot Bank, PCV/Murcor, Peoples Home Equity, Platinum Mortgage Services, Premier Mortgage, Prime Mortgage Services, Primary Residential Services, Prudential Relocation, Pulaski Mortgage, RBC Mortgage Company, Real Estate Financing, Regions Mortgage, ReloAction, Sea Breeze Financial Services, Sebring Capital Corporation, Signet Mortgage, Solstice Capital Group, Inc., Source One Mortgage, South Trust Mortgage, Southern Financial Mortgage, Stonecreek Funding, Sun Trust, Superior Lending Corporation, Synergy Mortgage Corp, Telcoe Federal Credit Union, Texas Residential Mortgage, Transland Financial Services, Trustmark National Bank, Unicorp, Union Federal Mortgage, Union Planters Bank, United American Bank, United Capital Mortgage, United Southern Bank, Wiedman Mortgage.
